in personal loans disbursed last year!
At JUST, we believe setting goals helps us reach our dreams, one step at a time.
Save it. Spend it. You Decide.
The personal loan is designed to help you and your partner reach your dreams, one goal at a time. Save for an emergency fund, pay a debt, spend it on something you need (or don’t), and stay motivated along the way.
Two-person loan. Share your financial journey with someone you trust.
What are you working on this year? Share your goal and let us help you two keep track of your progress
Receive weekly SMS messages to keep your momentum going
How it Works
What to expect
Frequently Asked Questions
A versatile loan that you can use for anything. It is perfect for emergency situations or unforeseen expenses. The first loan is for $1,000 and includes a personal development course.
Like all JUST loans, it requires two participants.
- If you are an existing client, current JUST loans should be in good standing and you should have a trusted partner identified.
Applications are processed weekly and close on Friday each week. If your application is completed and approved by Friday EOD, you begin your loan schedule the following Wednesday.
- #1 receives funds
- #10 begin to make payments
This loan is interest-free but the cost is $5 for the participant who receives in the 10th week and $20 for the participant who receives in the first week. The cost will be discounted when you receive your loan.
Weekly payments are $100 for 10 weeks, every Wednesday.