Turn CRA Compliance Into Competitive Advantage
JUST is a certified CDFI serving major Texas markets. We give banks structured access to vetted investment opportunities, strong cultural building tools, and meaningful service hours—with the documentation your examiners expect.
The Challenge
We know banks are being asked to do more — More impact. More engagement. More accountability.
Your CRA strategy shouldn't require 12 different leads, fragmented reporting, and deals you can't underwrite with confidence.
JUST built a different model.
The JUST Approach
✓ Certified CDFI with statewide Texas reach
✓ CRA-qualified service hours + investment opportunities
in one partnership
✓ Vetted deals with institutional-grade underwriting
✓ Reporting designed for clear CRA impact
✓ Employee engagement that builds leadership
This is not sponsorship.This is partnership.
Two Paths to Partnership
Deploy Capital
(For CRA Officers + Investment Committees)
Community Investor Committee (CIC)
Give your bank direct access to CRA-qualified investment opportunities with institutional underwriting and transparent reporting.
What you get:
CRA-qualified committee service and investments
Direct access to JUST’s vetted real estate and community development deals
Ability to co-invest or place capital where banks cannot directly lend
Quarterly reporting, investor calls, and CRA-compliant documentation
Minimum commitment: $100,000 (line of credit or term loan)
Engage Employees
(For Culture Leaders)
Bank Action Committee (BAC)
Turn volunteer hours into leadership development—with full CRA service credit.
Three engagement tiers:
Supporters: Event volunteering (4-6 hours/year)
Ambassadors: Year-long cohort experience activating $750 first loans for women entrepreneurs
Experts: Advisory sessions applying your bankers' specialized skills
JUST tracks participation and provides CRA-compliant reporting, while banks focus on building culture, leadership, and long-term relationships
What Partnership Delivers For Your Brand
For Your CRA Strategy
✓ Qualified service & investment opportunities
✓ Ready-to-underwrite investment opportunities
✓ Convenient consolidated reporting
For Your People
✓ Leadership development opportunities
✓ Meaningful work
✓ Retention, recruitment, & culture-building
For Your Community
✓ Capital reaching underserved entrepreneurs & neighborhoods
✓ Measurable outcomes you can showcase your portfolio & your brand
✓ True partnership with a certified CDFI
Ready to Simplify Your CRA Strategy?
We're building partnerships with forward-thinking banks who see CRA compliance as an opportunity for impact—not a checkbox.
If you're exploring CDFI partnerships for the first time, our team has walked dozens of banks through the process. Our team provides clarity and confidence on whether this model fits your institution’s needs.
